EB5INVESTORS.COM
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LAUNCHING HIS EB-5 JOURNEY
Lo figured EB-5 was a natural choice. He knew a passive
investment route like the EB-5 regional center program
could serve his immigration goals while sparing him
from the risks of managing a business in an unfamiliar
environment. Even after comparing programs offered
by other major immigration destinations, Lo thought
the EB-5 program stood out.
“Among all the investment immigration programs,
EB-5 has one of the lowest requirements,” Lo said. “It
is reasonable in terms of the amounts of investment.
That’s why I chose it.”
Lo’s EB-5 journey k icked off with si x months of
comprehensive research. As an investment banking
expert specializing in risk management and loan
underwriting, Lo didn’t find the due-diligence process
ver y challenging. He was able to independently
scrutinize projects, analyze loan structures and
evaluate the feasibility of business plans.
However, he set the bar high.
“Of all 10 projects I reviewed, I think only one or two of
them were acceptable,” Lo said.
“
He was able to
independently scrutinize
projects, analyze loan
structures and evaluate the
feasibility of business plans.
He was able to identify problematic issues in offerings
that might be overlooked by other investors without
a financial background like his. According to Lo,
some projects put EB-5 investors in a very vulnerable
position in the capital stack; some didn’t specify the
consequences for the loan arrangers if they failed to
make repayments.
For investors who don’t have the expertise to spot
these kinds of issues, Lo says it is crucial to work with a
reputable EB-5 provider with a long track record.
“There are reasons behind a good track record,” Lo
said. “Good providers structure their deals in a way
that protects the investors.”